Festival Insurance

Property and liability coverage for a variety of festivals including food festivals, music festivals, art festivals, ethnic festivals, and other themed events.

Minimum premium for General Liability: $2,500
Minimum premium for package coverage: $5,000

Download Application

What is eligible for festival insurance?
Including but not limited to:
Arts and crafts festivals
City celebrations
Ethnic festivals
Exhibitions/Expositions
Music festivals
Holiday celebrations
Themed festivals (e.g. rib fest, tulip festival, etc.)
Management must have at least three years festival or event management experience
What is not eligible for festival insurance?
Including but not limited to:
Festivals involving extreme sports and extreme motorsports activities
Insurance coverages available
General Liability
Written on an Admitted Basis in Most States
Broadened Coverage Form
Non-auditable Policy
No Deductible
Legal Liability to Participants
Volunteer Accident-Accident Medical Coverage for Volunteers
Volunteers as Additional Insureds
Contingent Ride Liability
Fireworks Liability
Liquor Liability
Vendor/Exhibitor Coverage
Employee Benefits Liability
Directors and Officers Including Employment Practices Liability
Property
Emergency Vacating Expenses Covered up to $25,000, Crisis Response Coverage—$25,000, Full Building Ordinance “A” Coverage
Inland Marine
Commercial Auto
Owned Auto
Nonowned/Hired Auto
Crime
Excess Liability
Workers' Compensation
Event Cancellation & Non-appearance
What do I need to apply?
To request an insurance quotation through this program, please apply online or complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
K&K Insurance
ACORD applications for other requested coverages
Five years of detailed, current valued company loss runs
Diagram/site plan of location/setup
Schedule of events
Website address

Applications

Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document.

Application Package

Festivals Application Package

Individual Applications

Fireworks Supplemental Application
Escape Room Questionnaire
Hayride Questionnaire
Haunted Attraction Questionnaire
Wildfire Prevention Questionnaire
This application is to be used when the risk is in one of the following 15 states: Arizona, Alaska, California, Colorado, Florida, Idaho, Montana, New Mexico, Nevada, Oklahoma, Oregon, Texas, Utah, Washington or Wyoming.
Markel Mandatory Signature Supplement

Phone

800-553-8368
Email

Email us

Short-term Event Insurance

Liability insurance for short-term events with less than 12,000 attendees.

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Special Event Insurance

General Liability and Property package insurance solutions designed for large events.

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Events

Insurance solutions for events, fairs, festivals, vendors, and performers.

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Festival Insurance

Program Highlights

What is eligible for festival insurance?

What is not eligible for festival insurance?

Insurance coverages available

What do I need to apply?

Applications

Did you know?

Contact information for Festival Insurance

Phone

Email

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Why choose K&K?

Related Programs

Short-term Event Insurance

Special Event Insurance

Events

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